{"id":11248,"date":"2024-09-09T13:34:39","date_gmt":"2024-09-09T10:34:39","guid":{"rendered":"https:\/\/amoslaki.fi\/?p=11248"},"modified":"2026-03-27T09:50:24","modified_gmt":"2026-03-27T07:50:24","slug":"joint-ownership","status":"publish","type":"post","link":"https:\/\/amoslaki.fi\/en\/yhteisomistus\/","title":{"rendered":"Get out of co-ownership"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_82_2 counter-hierarchy ez-toc-counter ez-toc-white ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Contents\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewbox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewbox=\"0 0 24 24\" version=\"1.2\" baseprofile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/amoslaki.fi\/en\/yhteisomistus\/#Yleisia_periaatteita_yhteisomistussuhteesta\" >General principles of co-ownership<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/amoslaki.fi\/en\/yhteisomistus\/#Yhteisomistukseen_liittyvista_oikeuksista_ja_velvollisuuksista\" >Regarding the rights and obligations relating to co-ownership<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/amoslaki.fi\/en\/yhteisomistus\/#Sopimus_yhteisomistuksesta\" >Co-ownership agreement<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/amoslaki.fi\/en\/yhteisomistus\/#Uskotun_miehen_maaraaminen\" >The appointment of a trusted man<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/amoslaki.fi\/en\/yhteisomistus\/#Miten_yhteisomistussuhteesta_voi_paasta_eroon\" >How can you get rid of joint ownership?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/amoslaki.fi\/en\/yhteisomistus\/#Yhteisomistussuhteen_purkaminen\" >Dissolution of co-ownership<\/a><\/li><\/ul><\/nav><\/div>\n<p><span style=\"color: #000000;\">Joint ownership is when two or more people jointly own, for example, a property, flat, object, or animal.<\/span><\/p>\n<p><span style=\"color: #000000;\">\u00a0Co-owners may fall out over who can use the property at any given time, how usage rights are divided, who decides on any maintenance and repairs, or who is responsible for maintenance or repair costs.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Yleisia_periaatteita_yhteisomistussuhteesta\"><\/span><span style=\"font-size: 14pt; color: #000000;\">General principles of co-ownership<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"color: #000000;\">Joint ownership is usually held in fixed shares. Fixed-share joint ownership means that each joint owner owns a specific share of the jointly owned property. This is the case, for example, when spouses jointly own a property with each party owning a \u00bd share, for instance.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Yhteisomistukseen_liittyvista_oikeuksista_ja_velvollisuuksista\"><\/span><span style=\"font-size: 14pt; color: #000000;\">Regarding the rights and obligations relating to co-ownership<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"color: #000000;\">According to Section 2 of the Co-ownership Act, the shares of co-owners are equal to each other, unless otherwise shown.<\/span><\/p>\n<p><span style=\"color: #000000;\">A co-owner has the right to transfer their share, apply for pledges or security interests on it, and otherwise dispose of their share without consulting the other co-owners. In addition, they have the right to make use of the jointly owned item in such a way that their actions do not infringe upon the corresponding rights of the other co-owners.<\/span><\/p>\n<p><span style=\"color: #000000;\">A co-owner does not have the right to claim compensation from another co-owner if they use, for example, a summer cottage less than the other co-owner, unless separate agreement on such compensation has been made.<\/span><\/p>\n<p><span style=\"color: #000000;\">As a general rule, if the object of co-ownership is to be sold, the consent of all co-owners is required.<\/span><\/p>\n<p><span style=\"color: #000000;\">Co-owners are responsible for expenses and taxes relating to the jointly owned property (for example, insurance) in proportion to their respective shares. This principle may be deviated from by agreement.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Sopimus_yhteisomistuksesta\"><\/span><span style=\"font-size: 14pt; color: #000000;\">Co-ownership agreement<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"color: #000000;\">It is advisable to draw up a contract at the initial stage of co-ownership, before any disagreements have arisen. It is very difficult to reach an agreement on the terms of the contract afterwards. The contract should at least cover decision-making related to the jointly owned item. It is advisable to agree on the division of costs, usage turn, and how the co-ownership will eventually be dissolved. The contract should also stipulate how the payment of bills will be handled.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Uskotun_miehen_maaraaminen\"><\/span><span style=\"font-size: 14pt; color: #000000;\">The appointment of a trusted man<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"color: #000000;\">If no agreement is reached on the care of a jointly owned item, a co-owner has the right to apply to the court for the appointment of a trustee to manage the joint item and its administration for the common benefit of the owners.\u00a0<\/span><\/p>\n<p><span style=\"color: #000000;\">The court shall then give an opportunity to those co-owners who have not joined the application to state their opinion on it. If there are valid grounds for appointing a trustee, the court shall appoint a trustee, either for a fixed term or indefinitely, to perform the task. This is a paid service.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Miten_yhteisomistussuhteesta_voi_paasta_eroon\"><\/span><span style=\"font-size: 14pt; color: #000000;\">How can you get rid of joint ownership?<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"color: #000000;\"><strong>Sale of ownership interest<\/strong><\/span><\/p>\n<p><span style=\"color: #000000;\">Each co-owner can sell their share of the property, which is then considered a sale. Their share can be sold to other co-owners or to an outsider.<\/span><\/p>\n<p><span style=\"color: #000000;\"><strong>Subdivision of property<\/strong><\/span><\/p>\n<p><span style=\"color: #000000;\">In a partition of real estate, the property is divided among the co-owners into new, smaller properties according to their ownership shares. Even a single co-owner can apply for a partition, and the consent of all owners is not required for the partition to be carried out. Partition is applied for from the National Land Survey of Finland.<\/span><\/p>\n<p><span style=\"color: #000000;\"><strong>Co-operation agreement<\/strong><\/span><\/p>\n<p><span style=\"color: #000000;\">Co-owners of a property can enter into an agreement with each other, in which they agree on the division of the property, i.e., they agree on which part of the property each will receive. The division agreement must be made in writing and a registrar of deeds must be present at the signing of the agreement to confirm the division agreement. After the division agreement, each co-owner independently applies for title registration for the area they have received. After title registration has been granted, the subdivision process begins, during which new properties are formed for the contracting parties in accordance with the agreement.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Yhteisomistussuhteen_purkaminen\"><\/span><span style=\"font-size: 14pt; color: #000000;\">Dissolution of co-ownership<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"color: #000000;\">If no one is willing to purchase a share of a jointly owned item and it cannot be divided, dissolution of the joint ownership is the only way to get rid of it. In such cases, the court, upon the request of a co-owner and after hearing the other co-owners, may order the item to be sold. The court must, if necessary, appoint a trustee to manage the sale of the property and the distribution of the purchase price.<\/span><\/p>\n<p><span style=\"color: #000000;\">Article written by <span style=\"color: #0000ff;\"><a style=\"color: #0000ff;\" href=\"https:\/\/amoslaki.fi\/en\/contact\/\">Tuula Rainto, lawyer<\/a><\/span>, Law Office Amos. You can always call him for free, tel.<span style=\"color: #0000ff;\"><a style=\"color: #0000ff;\" href=\"tel:0102995090\">010 299 5090<\/a><\/span>.<\/span><\/p>\n<p><span style=\"color: #000000;\">Related articles:<\/span><br \/>\n<span style=\"color: #000000;\"><span style=\"color: #0000ff;\"><a style=\"color: #0000ff;\" href=\"https:\/\/amoslaki.fi\/en\/take-these-into-account-when-making-your-gift-book\/\">Consider these when making your gift book<\/a><br \/>\n<a style=\"color: #0000ff;\" href=\"https:\/\/amoslaki.fi\/en\/applying-for-executor-of-an-estate\/\">Appointing a liquidator for a deceased person's estate<\/a><\/span><\/span><\/p>","protected":false},"excerpt":{"rendered":"<p>Yhteisomistussuhteesta on kyse, kun kaksi tai useampi omistaa yhdess\u00e4 esimerkiksi kiinteist\u00f6n, asunnon, esineen tai el\u00e4imen. \u00a0Yhteisomistajilla saattaa olla kiistaa siit\u00e4, kuka milloinkin saa k\u00e4ytt\u00e4\u00e4 kohdetta, miten k\u00e4ytt\u00f6vuorot jaetaan, kuka p\u00e4\u00e4tt\u00e4\u00e4 mahdollisista huolloista ja korjauksista tai kuka vastaa yll\u00e4pito- tai korjauskustannuksista. Yleisi\u00e4 periaatteita yhteisomistussuhteesta Yleens\u00e4 yhteisomistus on m\u00e4\u00e4r\u00e4osaista. M\u00e4\u00e4r\u00e4osainen yhteisomistus tarkoittaa sit\u00e4, ett\u00e4 jokainen yhteisomistaja omistaa [&hellip;]<\/p>\n","protected":false},"author":19,"featured_media":10632,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[130,10,619,63],"tags":[701,272,699,697,270,271,698,269,700],"class_list":["post-11248","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ositus","category-perinnonjako","category-yksityisasiakkaat","category-yrittajat","tag-eroon-yhteisesta-omaisuudesta","tag-eroon-yhteisomistuksesta","tag-riitaa-yhteisomistuksessa","tag-yhdessa-omistamisen-purkaminen","tag-yhteinen-omaisuus","tag-yhteisomistuksen-purku","tag-yhteisomistus-ei-onnistu","tag-yhteisomistussuhde","tag-yhteista-omaisuutta"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.5 - 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